Terms & Conditions

Effective Date: May 30, 2025

 

Welcome to https://unityhallcapital.com (the “Site”), operated by Unity Hall Capital (“Unity Hall Capital,” “we,” “us,” or “our”). By accessing or using this Site, you agree to be bound by the following Terms & Conditions (the “Terms”). Please read them carefully.

 

  1. Acceptance of Terms

By using this Site, you agree to comply with and be bound by these Terms and our Privacy Policy. If you do not agree with any of the terms or policies, you should immediately discontinue use of the Site.

 

  1. Eligibility

You must be at least 18 years old and a resident of the United States to use this Site and apply for services provided by Unity Hall Capital. By using this Site, you represent and warrant that you meet these eligibility requirements.

 

  1. Services Provided

Unity Hall Capital provides auto and personal loan financing solutions. All services are subject to approval and the terms outlined during the application process and in your individual loan agreement.

 

  1. Application Process

To apply for financing, you must provide accurate and complete information. You authorize Unity Hall Capital to verify the information, including conducting credit and background checks in accordance with applicable law.

 

  1. Loan Terms

The terms of each loan-including interest rate, fees, repayment schedule, and conditions-are based on your application and are detailed in your loan agreement.

 

  1. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.

 

  1. Payments

You may make payments through the options provided on the Site under the “Customer” tab by selecting “Make a Payment.” Payments submitted will be processed and reflected on your account within one (1) business day. It is your responsibility to ensure that timely payments are made to avoid additional fees or interest charges.

 

  1. SMS Communications

By providing your mobile number, you consent to receive SMS messages related to your loan application and servicing. Message frequency may vary. Reply STOP to unsubscribe or HELP for assistance. Msg & Data Rates May Apply.

 

  1. Email Communication

By providing your email address, you consent to receive electronic communications from Unity Hall Capital, including updates, promotions, and account notifications. You may opt out of non-essential promotional emails at any time by contacting [email protected]. Please note that essential transactional emails may still be sent to you regardless of your opt-out status.

 

  1. Use of Information for Collection

You agree that any information collected through your use of the Site, including contact details, payment records, and communications, may be used by Unity Hall Capital for lawful business purposes including servicing your account, debt collection, and compliance with applicable legal and regulatory obligations.

 

  1. Website Content

All content on the Site, including text, images, logos, and graphics, is owned by Unity Hall Capital or its licensors. You may not reuse or distribute content without written permission.

 

  1. Prohibited Conduct

You agree not to engage in any of the following prohibited activities: (a) accessing the Site through automated or non-human means; (b) interfering with, disrupting, or creating undue burden on the Site or its networks or servers; (c) using the Site for any illegal or unauthorized purpose; or (d) bypassing any measures designed to prevent or restrict access to the Site or any portion of the Site.

 

  1. Limitation of Liability

Unity Hall Capital shall not be liable for any indirect, incidental, or consequential damages arising from use of the Site or services, to the maximum extent permitted by law.

 

  1. No Warranty

This Site and its content are provided “as is” and without warranties of any kind. Unity Hall Capital disclaims all express or implied warranties including but not limited to merchantability and fitness for a particular purpose.

 

  1. Governing Law

These Terms are governed by the laws of the State of California. Any disputes shall be handled in the appropriate courts in Los Angeles County, CA.

 

  1. Changes to Terms

We may update these Terms from time to time. Changes are effective upon posting. Please review regularly.

 

  1. Contact Information

Unity Hall Capital

3916 Foothill Blvd Ste D

La Crescenta, CA 91021

PO Box 248

Montrose, CA 91021

Phone: (747) 258-6656

Email: [email protected]